Automatic re-enrolment 2019

Communication to fee earners who are not members of NEST

You may already be aware that the legislation around workplace pensions has changed. Employers are required to put individuals who meet certain criteria into a workplace pension scheme and to contribute towards it. This is called automatic enrolment.

SQA's date for the introduction of automatic enrolment was 1 March 2013 and the workplace pension scheme SQA chose for fee earners was NEST.

You may also recall that as a requirement of automatic enrolment legislation, SQA is required to re-enrol you every three years from 2013 if you have opted out or stopped contributing since your initial automatic enrolment date.

SQA's next re-enrolment date is 1 February 2019. You will only be re-enrolled on this date if:

You will receive a letter from SQA, advising you that you have been re-enrolled into NEST. The letter will include details of the opt-out process should you wish to do this. Please note that if you are automatically re-enrolled, your pension contribution will already have been deducted from your payment. If, after careful consideration, you decide to opt out of NEST, you will receive a full refund of your contributions in the following month, provided that you opt out within the time period as specified by NEST in the documentation they send you.

Where to go for further information on NEST

Find out more about pensions and being a member of NEST by visiting their website at www.nestpensions.org.uk, or search online for NEST pensions.

General queries

If you have any general queries regarding automatic re-enrolment, please contact Kate Macfarlane, HR Officer – Reward on 0345 213 5227. If your query is related to your actual enrolment or deduction of pension, please contact Alison O'Donnell, Payroll Manager on 0345 213 6923. Please note that we cannot provide advice on whether to remain in NEST or opt out.

Why have I been automatically re-enrolled back into NEST? I opted out of the scheme when I was originally enrolled.

You may recall that it is a requirement of the legislation that SQA re-enrols you into NEST every three years from our original staging date if you meet the criteria at that time. SQA's next re-enrolment date is 1 February 2019. If you meet the criteria on this date, you will be automatically re-enrolled back into NEST.

The automatic enrolment earnings threshold may be subject to change in April each year. View the current thresholds.

I don’t want to be in the scheme. Do I have to go through the opt out process again?

Yes if you are sure you do not want to remain in the scheme. The opt out process is exactly the same as last time and is detailed in the letter that you will receive advising you that you have been automatically re-enrolled. However, you cannot opt out before you have been automatically re-enrolled.

Will this be the last time I have to opt out of NEST?

SQA is required to re-enrol fee earners who have previously opted out of NEST every three years from the original staging date, if they meet the relevant criteria on the re-enrolment date. The next re-enrolment date will be in 2022 (actual date to be confirmed nearer the time). If you are working for SQA at that time and meet the criteria on the re-enrolment date, you will be automatically re-enrolled again. This is a legislative requirement.